Browse Through Our Most Frequently Asked Health Insurance Questions
We’re here to help answer any or all of your Health Insurance related questions so that you can make informed and careful decisions in choosing what’s right for you and your family. Don’t see a question or an answer you’re looking for? Feel free to give us a call at the number at the top of the screen. For a list of Frequently Asked Questions pertaining to Small Group coverage click here.
CMS announces new ACA Special Enrollment Period from March 15, 2015 to April 30, 2015
CMS - Centers for Medicare & Medicaid Services announces new Special Enrollment Period for 2015 Tax Season Eligible consumers have from March 15 through April 30 to enroll in coverage On February 20, 2015, the Centers for Medicare & Medicaid Services announced...
Obamacare subsidy repayment amounts are capped based on your income level.
If you have received a notice from the IRS stating that you estimated your income level incorrectly last year and as such received an Advance Premium Tax Credit (subsidy) that was incorrect. The chances are very good that you won't have to pay back the full amount. In...
What is the difference between high & low deductible health insurance?
Every health insurance plan pays out different amounts for different health care services. We can help you find a plan that is most practical for you. For example, if you need medicine or go to the doctor often then you would want a very low deductible. So if you...
If I never get sick, why do I need health insurance?
There are both legal and precautionary reasons to have health insurance. People who claim bankruptcy most often do so because of medical bills resulting from an unpredictable accident. If something happens to you, you need to make sure that your medical bills do not...
How to understand your health insurance plan
To understand the difference between different health insurance plans and to know which one is best for you it is best to read through the plans being offered. Here is a concise explanation of basic health insurance concepts to help you navigate your options when...
Why can’t I insure my children on my policy at Healthcare.gov?
All over the country parents are finding out the hard way that they cannot insure their children on their health insurance policy if they qualify for a subsidy at Healthcare.gov. There is a reason why and it pertains to decisions made long before the ACA (Obamacare)...
When Is Open Enrollment?
Find out when Open Enrollment is and how long it lasts. If you’ve missed Open Enrollment, find out if you qualify for the Special Enrollment Period.
How much is the fine for not having health insurance?
Did you know that if you don’t have Health Coverage, you could be subject to a fine? Find out how much you can be fined for not having Health Insurance.
How long can I keep my child on my health insurance plan?
Find out more about how long you can keep your child on your health insurance plan and what you and your child need to know in order to get them prepared for their own health insurance plan.