Browse Through Our Most Frequently Asked Health Insurance Questions
We’re here to help answer any or all of your Health Insurance related questions so that you can make informed and careful decisions in choosing what’s right for you and your family. Don’t see a question or an answer you’re looking for? Feel free to give us a call at the number at the top of the screen. For a list of Frequently Asked Questions pertaining to Small Group coverage click here.
Broker: Doomed business model, politics fuel Land of Lincoln failure
Broker: Doomed business model, politics fuel Land of Lincoln failure LOCAL GOVERNMENT Kim Sunderland | Jul 20, 2016 Contributed photo There is unquestionably a hefty amount of blame that should be laid on the role Illinois politicians played in the demise of...
Shutdown of Land of Lincoln leaves consumers with limited choices, expert says
Shutdown of Land of Lincoln leaves consumers with limited choices, expert says Kim Sunderland Jul. 19, 2016 The recent failure of the Land of Lincoln co-ops leaves consumers with limited choices, according to expert. | Courtesy of Shutterstock For the last two years,...
Donald Trump’s health care plan is NOT a Single Payer Socialized medicine plan.
Long before Mr. Trump published his health care plans on his campaign web site on March 1, 2016 he outlined his plans in both of his books “Time To Get Tough” from 2011 and his latest book “Crippled America” from 2015. I have linked the pertinent sections pertaining...
The real reasons that United Healthcare has exited the ACA exchange.
Crain's Chicago Business wrote a piece today about United Healthcare wisely choosing to exit the ACA (Obamacare) exchange (Healthcare gov). Unfortunately, Crain's neglected to mention the real reasons that United Healthcare has chosen to do so, so I will clarify. This...
Blue Cross Blue Shield of Illinois canceled plan members have new low priced option in Cook county including access to top teaching hospitals.
2016 ACA Open Enrollment is going on right now and the biggest health insurance story since the last time Blue Cross Blue Shield of Illinois canceled 185,000 individual health insurance policies in 2013 is their current decision to cancel 173,000 individual health...
2016 ACA Open Enrollment begins today with higher prices, smaller networks and more canceled plans.
As we enter the third year of 'full' PPACA (Obamacare) implementation, policy holders in Illinois and around the country are once again facing higher prices, smaller PPO networks and even more canceled plans. On October 20, 2015, 173,000 Blue Cross Blue Shield of...
Blue Cross Blue Shield of Illinois and other HCSC members to receive $1.2 Billion in PPACA reinsurance cash.
Important information for the 16 million members insured by one of the Blue Cross entities owned by HCSC - Health Care Service Corporation. These include Blue Cross and Blue Shield of Illinois, Texas, Montana, New Mexico and Oklahoma. HCSC reported unprecedented...
2016 ACA Open Enrollment begins on November 1 2015
The next ACA Open Enrollment period begins on November 1, 2015 and will continue through January 31, 2016. During this annual Open Enrollment period you can purchase health insurance on a guaranteed issue basis (no preexisting conditions) without a Qualifying Life...
Blue Cross Blue Shield of Illinois to accept OFF exchange applications starting March 9, 2015. ON exchange applications will be accepted starting March 15, 2015.
On March 6, 2015 Blue Cross Blue Shield of Illinois announced that they will begin accepting guaranteed issue (no preexisting conditions) applications completed off the exchange beginning Monday, March 9, 2015. Off exchange applications are applications...
There are 46 days left in 2015 to get health insurance that covers preexisting conditions without a Qualifying Life Event.
If you need health insurance that covers preexisting conditions, you have until Sunday February 22, 2015 at 11:59 p.m. to apply for health insurance with Blue Cross Blue Shield on or off the exchange (Healthcare gov). After that, you will be unable to purchase health...
